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 Jeff Amrein

Past KLTA President

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PRESIDENT’S REPORT: Graduation      By Jeffrey Amrein


The various classes of 2009 have donned their caps and gowns and have triumphantly crossed the stage, shaken

hands and received diplomas. What a wonderful day for the graduates and such a proud day for their parents,

family and friends. My oldest daughter graduated from high school this May and I thought I might pause to comment on this passage of right since (1) I have the pen and (2) I get to (have to per Shawn) write this article.


My first observation is that upon her graduation, I realized that I am now old enough to have a daughter graduating from high school. This event has marked my age, and I view it that I am not necessarily getting older, just wiser. But her graduation is filled with all of the hope and ambition that marks the beginning of a new generation. Some will find jobs and begin careers, some will start families

and find new homes, some off to college to further studies and academic pursuits. All in all, it is a fresh break on to a new beginning that will lead to new life experiences and new wants and needs. It reminds me of one of my favorite sayings:


“There are seasons, in human affairs, of inward and outward revolution, when new depths seem to be broken up in the soul,

when new wants are unfolded in multitudes, and a new and undefined good is thirsted for.

There are periods when...to dare....is the highest wisdom.”


Title Insurance

Back in the Title Insurance World, interest rates are trending up from 4.85% to just over 5.5%. The American Land Title Association has expressed concern that a spike in interest rates could chill the shaky real estate recovery.  We are asking our leaders to show concern over increasing rates and establish a prudent fiscal policy that stimulates Real Estate. I believe the recession was precipitated by the real estate woes of 2007-2008. It seems reasonable to understand that we (the real estate industry) will lead the recovery as well.

The new RESPA rule goes into effect in January or 2010. As of this writing, we do not even know if there is or is not going to be an implementation of the RESPA HUD 1 Good Faith Estimate rules. Stay tuned for more on this.

First Time Home Buyers appear to be taking full advantage of the tax credit allowed for 2009. This is one of the strongest incentive programs for purchasers of real estate in a long time. Lets hope this creates momentum to drive the second home buyers and traders up into play this summer.  Convention planning is nearly complete and we have a slate of great meetings and programs for attendees. ALTA will be represented by Chris Abbinante of Fidelity National Title, Bert Rush from First American will do a claims presentation, and the ever-popular Underwriter Panel will convene on Saturday to discuss possibly the new RESPA Rule, if we have one. The meetings will be held at the Ramada Inn in Topeka, and many, many thanks to Chris St. John for his work as Convention Chairperson. The nominating committee report for the 2009-2010 slate of officers is included in this newsletter. Pay close attention to the new leadership roster.


From previous President's Pages:

March, 2006 - Report on the 2006 ALTA Federal Conference
September, 2006 - Opening Remarks
September, 2006 - Report on the 2006 Missouri Land Title Association Annual Convention
September, 2006 - Report on the 2006 Nebraska Land Title Association Annual Convention
October, 2006 - Report on the 2006 ALTA Annual Convention
April, 2006 - Report on the 2006 ALTA Technology Convention
April, 2006 - Report on the 2006 Oklahoma Land Title Association Annual Convention
KLTA Executive Committee Highlights in 2005/2006

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